{"id":4322,"date":"2021-05-31T15:05:46","date_gmt":"2021-05-31T13:05:46","guid":{"rendered":"https:\/\/www.drivecase.fr\/conseils-prevention\/?p=4322"},"modified":"2026-09-23T15:37:15","modified_gmt":"2026-09-23T13:37:15","slug":"convention-etat-assureur","status":"publish","type":"post","link":"https:\/\/www.drivecase.fr\/conseils-prevention\/securite-voiture\/convention-etat-assureur\/","title":{"rendered":"Convention \u00e9tat assureur : tout comprendre"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4322\" class=\"elementor elementor-4322\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-496a9bcc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"496a9bcc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-462dbf15\" data-id=\"462dbf15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40086151 elementor-widget elementor-widget-text-editor\" data-id=\"40086151\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p>En 2025, le nombre de morts sur les routes s&rsquo;est \u00e9lev\u00e9 \u00e0 3 515, en hausse de 2,4 % par rapport \u00e0 2024 (bilan d\u00e9finitif de la S\u00e9curit\u00e9 Routi\u00e8re). Un chiffre qui reste bien sup\u00e9rieur au point bas de 2020 (2 550 morts), atteint pendant les confinements li\u00e9s \u00e0 la Covid-19, une ann\u00e9e atypique difficile \u00e0 comparer aux autres. Malgr\u00e9 cela, l&rsquo;\u00e9tat a fait de la s\u00e9curit\u00e9 routi\u00e8re une priorit\u00e9 depuis plusieurs d\u00e9cennies. Pour rappel, dans les ann\u00e9es 70-90, la France d\u00e9passait les 10 000 morts par an dans des accidents de la circulation et \u00e9tait encore \u00e0 plus de 5 000 morts au d\u00e9but des ann\u00e9es 2000. La <strong>convention \u00e9tat assureurs<\/strong> a pour objectif de faire participer les assureurs \u00e0 cette lutte contre l&rsquo;ins\u00e9curit\u00e9 routi\u00e8re.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3df80244 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3df80244\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35f21f00\" data-id=\"35f21f00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-36cfd27 elementor-toc--content-ellipsis elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"36cfd27\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">Naviguer au sein de l'article<\/h4>\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\"><i class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\"><i class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-loading eicon-animation-spin\" aria-hidden=\"true\"><\/i>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-590b42e6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"590b42e6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c20cc3b\" data-id=\"3c20cc3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1639ca1f elementor-widget elementor-widget-heading\" data-id=\"1639ca1f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">En quoi consiste la convention \u00e9tat assureurs ?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d3176ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3176ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bbbc7b\" data-id=\"2bbbc7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3837378 elementor-widget elementor-widget-text-editor\" data-id=\"3837378\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p>Dans l\u2019optique de r\u00e9duire la mortalit\u00e9 et les risques routiers, depuis 1995, l\u2019\u00e9tat et les assureurs se sont rencontr\u00e9s et ont dialogu\u00e9 dans le but de signer une convention afin de renforcer la pr\u00e9vention des risques routiers.\u00a0 De la convention \u00e9tat-assureurs sign\u00e9e en 1995, il ressort que les assureurs s\u2019engageaient, \u00e0 l\u2019\u00e9poque, \u00e0 reverser volontairement au moins 0.5% du montant des cotisations de responsabilit\u00e9 civile auto afin de les r\u00e9affecter aux actions de pr\u00e9vention des risques routiers.<\/p><p>\u00a0<\/p><p>Cette convention a \u00e9volu\u00e9 au fil des ann\u00e9es : une nouvelle convention a \u00e9t\u00e9 sign\u00e9e en 2017 pour 5 ann\u00e9es, puis renouvel\u00e9e le 18 juillet 2023 pour une nouvelle p\u00e9riode de 5 ans, jusqu&rsquo;en 2028, entre l&rsquo;\u00c9tat et France Assureurs. En 2004, l\u2019\u00e9tat prenait des dispositions concernant les accidents de la circulation impliquants des v\u00e9hicules publics.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f51dd8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f51dd8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-638d69c\" data-id=\"638d69c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-043c9d1 elementor-widget elementor-widget-heading\" data-id=\"043c9d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Les 3 grands axes de la convention \u00e9tat assureurs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f6bda8 elementor-widget elementor-widget-text-editor\" data-id=\"5f6bda8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p>Dans le <strong>dernier contrat, sign\u00e9 le 18 juillet 2023<\/strong> pour 5 ans, entre l&rsquo;\u00c9tat et France Assureurs, <strong>3 grands axes<\/strong> sont apparus \u00eatre prioritaires :<\/p><ul><li><strong>Lutter contre les principaux facteurs d&rsquo;accidents<\/strong>:<ul><li>Vitesse excessive ou inadapt\u00e9e,<\/li><li><a href=\"https:\/\/www.drivecase.fr\/conseils-prevention\/la-prevention-alcool\/\">Alcool au volant<\/a> et autres <a href=\"https:\/\/www.drivecase.fr\/conseils-prevention\/prevention-des-stupefiants\/\">produits stup\u00e9fiants<\/a><\/li><li>Sources de <a href=\"https:\/\/www.drivecase.fr\/conseils-prevention\/prevention-des-distracteurs\/\">distraction (t\u00e9l\u00e9phone entre autres)<\/a><\/li><\/ul><\/li><li>Favoriser une cohabitation apais\u00e9e entre tous les usagers de la route, y compris les nouvelles mobilit\u00e9s (trottinettes \u00e9lectriques, gyropodes)<\/li><li>Accompagner la s\u00e9curit\u00e9 routi\u00e8re \u00e0 tous les \u00e2ges, de l&rsquo;\u00e9ducation routi\u00e8re \u00e0 l&rsquo;\u00e9cole jusqu&rsquo;au maintien de la mobilit\u00e9 autonome des seniors.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ffd6a28 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ffd6a28\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d79ee8\" data-id=\"5d79ee8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-476db6e elementor-widget elementor-widget-image\" data-id=\"476db6e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"750\" height=\"500\" src=\"https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-2-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"Convention \u00e9tat assureur 2\" loading=\"lazy\" srcset=\"https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-2-1024x683.jpg 1024w, https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-2-300x200.jpg 300w, https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-2-768x512.jpg 768w, https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-2.jpg 1047w\" sizes=\"(max-width: 750px) 100vw, 750px\" style=\"width:100%;height:66.67%;max-width:1047px;\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6b1a17 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6b1a17\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9965d9d\" data-id=\"9965d9d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c36b84 elementor-widget elementor-widget-spacer\" data-id=\"2c36b84\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb00b30 elementor-widget elementor-widget-heading\" data-id=\"bb00b30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Les 3 objectifs de cette convention avec les assureurs<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-831b93a elementor-widget elementor-widget-text-editor\" data-id=\"831b93a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p>L\u2019objectif \u00e0 atteindre est clair\u00a0:<br \/><br \/><\/p><ul><li><strong>Lutter contre l\u2019ins\u00e9curit\u00e9<\/strong> routi\u00e8re d\u2019une part,<\/li><li>Mais aussi <strong>changer le comportement des usagers de la route<\/strong> qu\u2019ils soient motoris\u00e9s ou non, et quel que soit leur mode de transport.<\/li><li>Et qu\u2019enfin les <strong>routes fran\u00e7aises soient plus s\u00fbres<\/strong>.<\/li><\/ul><p>\u00a0<\/p><p>Pour atteindre cet objectif, les <strong>assureurs se sont r\u00e9unis dans une association<\/strong> intitul\u00e9e attitude pr\u00e9vention et qui a \u00e9t\u00e9 rebaptis\u00e9e <a href=\"https:\/\/www.assurance-prevention.fr\/\">Assurance pr\u00e9vention<\/a> en 2019.<\/p><p>Cette association soutient et <strong>collabore \u00e9troitement avec la pr\u00e9vention routi\u00e8re<\/strong> dans ses actions de sensibilisation et de pr\u00e9vention des risques routiers.<\/p><p>C\u2019est de cette convention que r\u00e9sulte les nombreuses campagnes r\u00e9guli\u00e8res de pr\u00e9vention routi\u00e8res que nous pouvons entendre ou visualiser sur les ondes ou sur internet. Les objectifs de cette conventions sont bien visibles\u00a0: nous faire r\u00e9agir et modifier nos comportements.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-063c6ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"063c6ed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b979aa\" data-id=\"5b979aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5286241 elementor-widget elementor-widget-heading\" data-id=\"5286241\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Convention \u00e9tat assureurs vs. ISRA<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-acee1d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"acee1d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-718d490\" data-id=\"718d490\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5116f71 elementor-widget elementor-widget-text-editor\" data-id=\"5116f71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p>Attention \u00e0 ne pas confondre la convention \u00e9tat-assureurs avec la <strong>convention ISRA<\/strong>. Dans cette derni\u00e8re, la convention ISRA pour convention d\u2019Indemnisation et de Recours entre les Soci\u00e9t\u00e9 d\u2019assurance <strong>a pour but d\u2019am\u00e9liorer la gestion des sinistres et des d\u00e9lais entre les compagnies d\u2019assurances. <\/strong>En effet, avec cette convention, c\u2019est votre assureur qui vous indemnise avant de se retourner contre l\u2019assureur adverse.<\/p><p>Cette indemnisation peut \u00eatre forfaitaire ou bien r\u00e9elle suivant les bar\u00e8mes en vigueur et suivant le sinistre.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-95f02d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"95f02d4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7592b19\" data-id=\"7592b19\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7dc82f3 elementor-widget elementor-widget-image\" data-id=\"7dc82f3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"750\" height=\"500\" src=\"https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-1024x683.jpg\" class=\"attachment-large size-large\" alt=\"Convention \u00e9tat assureur\" loading=\"lazy\" srcset=\"https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-1024x683.jpg 1024w, https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-300x200.jpg 300w, https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs-768x512.jpg 768w, https:\/\/www.drivecase.fr\/conseils-prevention\/wp-content\/uploads\/2021\/05\/convention-etat-assureurs.jpg 1026w\" sizes=\"(max-width: 750px) 100vw, 750px\" style=\"width:100%;height:66.67%;max-width:1026px;\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43a1190 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43a1190\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71108a7\" data-id=\"71108a7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11ffd83 elementor-widget elementor-widget-heading\" data-id=\"11ffd83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Sources<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-001812c elementor-widget elementor-widget-text-editor\" data-id=\"001812c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<ul>\n<li><a href=\"https:\/\/www.securite-routiere.gouv.fr\/actualites\/bilan-definitif-de-laccidentalite-routiere-en-2025\" target=\"_blank\" rel=\"noopener\">S\u00e9curit\u00e9 Routi\u00e8re, \u00ab\u00a0Bilan d\u00e9finitif de l&rsquo;accidentalit\u00e9 routi\u00e8re en 2025\u00a0\u00bb<\/a><\/li>\n<li><a href=\"https:\/\/www.franceassureurs.fr\/espace-presse\/les-communiques-de-presse\/assureurs-etat-convention-prevention-risques-routiers\/\" target=\"_blank\" rel=\"noopener\">France Assureurs, \u00ab\u00a0Les assureurs et l&rsquo;\u00c9tat renouvellent leur convention de partenariat\u00a0\u00bb (18 juillet 2023)<\/a><\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fb150b9 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"fb150b9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bb05526\" data-id=\"bb05526\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f414316 elementor-widget elementor-widget-heading\" data-id=\"f414316\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">D\u00e9couvrez nos radars p\u00e9dagogiques<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f730737 elementor-hidden-phone elementor-widget elementor-widget-text-editor\" data-id=\"f730737\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<p>Drivecase propose des radars p\u00e9dagogiques vous permettant de sensibiliser les automobilistes \u00e0 la vitesse.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a33c1f4\" data-id=\"a33c1f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0a6696 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e0a6696\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/www.drivecase.fr\/171-radars-pedagogiques\" rel=\"nofollow\" class=\"elementor-button-link elementor-button elementor-size-sm elementor-animation-grow\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-shopping-cart\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Radar p\u00e9dagogiques<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>En 2025, le nombre de morts sur les routes s&rsquo;est \u00e9lev\u00e9 \u00e0 3 515, en hausse de 2,4 % par rapport \u00e0 2024 (bilan d\u00e9finitif de la S\u00e9curit\u00e9 Routi\u00e8re). Un chiffre qui reste bien sup\u00e9rieur au point bas de 2020 (2 550 morts), atteint pendant les confinements li\u00e9s \u00e0 la Covid-19, une ann\u00e9e atypique difficile&hellip; <a class=\"more-link\" href=\"https:\/\/www.drivecase.fr\/conseils-prevention\/securite-voiture\/convention-etat-assureur\/\">Poursuivre la lecture <span class=\"screen-reader-text\">Convention \u00e9tat assureur : tout comprendre<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":4337,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[24,23,9],"tags":[20,19],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.4 (Yoast SEO v17.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Convention \u00e9tat assureur : tout comprendre | Conseils Drivecase<\/title>\n<meta name=\"description\" content=\"La convention \u00e9tat assureurs \u00e0 3 grands axes et plusieurs objectifs de lutte contre l&#039;ins\u00e9curit\u00e9 routi\u00e8re en France.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.drivecase.fr\/conseils-prevention\/securite-voiture\/convention-etat-assureur\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Convention \u00e9tat assureur : tout comprendre\" \/>\n<meta property=\"og:description\" content=\"En 2025, le nombre de morts sur les routes s&#039;est \u00e9lev\u00e9 \u00e0 3 515, en hausse de 2,4 % par rapport \u00e0 2024 (bilan d\u00e9finitif de la S\u00e9curit\u00e9 Routi\u00e8re). 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